Insurance
17.12.2020 1226
Myths About Travel Insurance
Travel health insurance is a document we use for visa applications for most of us. But good travel insurance can save your life.
Travel health insurance
Misconceptions About Travel Insurance - This is one of the most important travel guarantees. Regardless of whether you are traveling for a short or long term, you should take out insurance. Essentially, travel insurance is a special type of
insurance that protects a person from any health problems that may arise while traveling domestically or internationally. This type of insurance provides for the insured person to be insured in the event of illness or accident during the trip within the limits set by the insurance conditions.
Please read the agreement with the local and international validity clauses carefully. In order for the coverage and terms, which vary by insurance company, destination, and even state, to be fully effective, you need to create insurance terms that fully meet your needs. Although the length of insurance or coverage varies depending on the type of contract you have, one of the biggest problems is not understanding travel insurance.
Wrong: Travel insurance is similar to normal health insurance
That is known. Travel insurance differs from standard health insurance in terms of insurance and coverage for items that are lost or stolen in the event of sudden illness, injury or accident during a planned trip. In principle, travel insurance is suitable for emergencies and unforeseen situations. For example, a broken arm while traveling is covered by travel insurance, but travel restrictions or aesthetics are not covered by this policy.
Incorrect: Treatment of a previous illness is covered by travel insurance.
Another misunderstanding is that illnesses that existed prior to the conclusion of the travel insurance contract also apply to this insurance. Many travel health insurances do not cover existing illnesses. For example, if an illness relapses or a chronic illness occurs before the trip, travel insurance will not cover the cost for that period. To learn more about the general terms and conditions of this situation, consider the Get Travel Insurance Quote option.
Incorrect: Travel insurance is responsible for all situations during the trip.
Travel insurance does not cover all situations. The travel situation will be resolved after it has been verified by the employees of the insurance company. The insurer is not liable for accidents caused by risk or abuse. For example; The insurance company does not cover an accident caused by accidental access to a prohibited and dangerous place after an investigation. If so, the insurer may have to pay for these issues. You can find out more about this situation in the insurance process.
Wrong: Your travel insurance and the insurance conditions remain valid even when you are not traveling.
Travel insurance begins on the date of visit specified in the insurance contract of the insured person and lasts until the end of the number of days and return time specified in the contract. For example, travel insurance for a person who has taken out travel insurance abroad will expire from the time the insured leaves the country prior to the number of days and during the contract period.
Incorrect: If the trip is canceled for personal reasons such as illness, the insurance company will not ask for a refund.
These conditions vary depending on the travel insurer. In the event of an emergency return due to health problems, the insurance company may pay the costs to the insurer based on agreements made during the necessary negotiations, even if the costs are borne by the insurer. The required documents should be saved and, if necessary, forwarded to the authorized departments.
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